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Obama Grants for Mothers: A College Education Within Reach

It’s widely accepted that education is important to having a successful future. Since his campaign to become President, Barack Obama has made education a key issue. Scholarships and grants are only a small part of the education system makeover. For decades, college prices have steadily increased. College costs can really add up especially when money for things besides tuition and housing is considered. Low-income students suffer the most if they are unable to secure enough scholarship or grant money. Single, working moms are a big section of this group. Educating women and single moms is important to increase the workforce and help provide for children and families. Creating college grants for moms is one way the President is dealing with this issue. Because of his efforts many people now refer to Federal Pell Grants as Obama grants. Currently students can earn about $5,350 through a Pell grant. For mothers and other students, this is increase of available money is valuable help. These grants can be used to cover many of the miscellaneous college expenses. There’s also another great program: the American Opportunity Tax Credit. This program allows the first $4,000 of education expenses to be free. This is a worthy incentive, especially for schools that are less expensive. Both of these tax programs help single moms tremendously because they are traditionally low-income individuals. Students have numerous school options: full-time or part-time, 2-year or 4-year college, multiple majors. Taking away a little of the financial burden of college is a helpful way to get more students enrolled. With his actions President Obama has confirmed his belief in this issue. With the recent passage of the economic stimulus plan, a lot of college loans will be offered by the government. There is also emphasis on ways to improve school and student achievement in all areas. Higher education at a 2-year college can be a great option, and there is emphasis being put on that fact. A 2-year degree or the time spent learning a technical school from a community college can be a tremendous asset. In 2007 Obama stated, “We need to put a college education within reach of every American. That’s the best investment we can make in our future.” The President’s actions are reflecting his words. Even though Obama’s grants for moms get much attention they are certainly not the only important opportunity being offered. Traditional and non-traditional students alike have numerous opportunities to put their education first.

Getting a jump start on work-study opportunities can pay off

Getting a Jump Start on Work-study Opportunities Can Pay Off

Since some colleges start posting available work-study positions as early as the summer, students looking for first dibs on campus jobs in the fall can get a leg up on their competition by hammering out that perfect r?sum? and cover letter now. According to NextStudent, a leading Phoenix-based education funding company, work-study programs can be a great option for students who need a little help meeting their college expenses.

The Federal Work-Study Program makes part-time jobs available for both undergraduate and graduate students with qualifying financial need. A work-study job allows students to earn a paycheck while usually still giving them enough flexibility to navigate their class schedule. Students might work on campus or off, honing in on a career in a job related to your major, or testing out a new career path by stepping into a position completely different from anything they’ve done before. Work-study jobs are required to pay at least the current federal minimum wage, but students might earn more, depending on the type of work they choose and the skills they bring to the table.

The Advantages of Work-Study

  1. Flexibility. Work-study jobs are often much more flexible than other part-time work. Where students in non–work-study jobs might run into long work days or overtime that can compete with school, work-study employers tend to be more accommodating, offering less rigid hours, especially around midterms and finals. And to help keep work-study from interfering with classes, schools will typically cap an undergraduate student’s work week at 20 hours.


  1. Convenience. Students who snag a work-study job on-campus pretty much have it made. They save on gas money, they can take a ten-minute walk to work straight out of class or out of bed, and they can make plans to meet their friends back at the dorm another ten-minute walk after their shift ends.

  1. Variety. Since work-study can take place either on- or off-campus, students have a wealth of options available to them. Work-study positions can range from research assistants to elementary school tutors to art gallery docents. Some financial aid counselors and work-study employers will encourage students to apply for those opportunities related to their major or to their field of interest And if students can’t find a work-study position they like, they can always go to a campus department to discuss creating a new position that fits their skill set.


  1. Experience. Work-study allows students to start building their work history while still in school, and can help put them a couple steps ahead of those students who chose not to work. When the post-graduation job-hunting starts, prospective employers may look more favorably on graduates who were able to balance the demands of their schooling with the scheduling requirements of work.

Applying for Work-Study

Students interested in work-study positions must fill out the Free Application for Federal Student Aid (FAFSA) and mark “yes” when asked if they are interested in student employment. To qualify, students will need to demonstrate sufficient financial need, enroll in a minimum number of credit hours, and meet other requirements.

Students who qualify for work-study will be notified by their university’s financial aid office. A work-study award is not a guarantee of employment, so students need to be diligent about pursuing and applying for available work-study positions. Students who don’t receive a work-study award and believe they are eligible to receive one should make an appointment with a financial aid counselor to discuss their options. Some schools may offer to put students on a waiting list.

NextStudent believes that getting an education is the best investment you can make, and it is dedicated to helping you pursue your education dreams by making college funding simple. Learn more about Student Loans, Private Student Loans and Student Loan Consolidation at NextStudent.com.

Understanding the benefits of taking clep tests

Understanding the Benefits of Taking CLEP Tests

College Level Examination Program (CLEP) tests are becoming more and more popular as they have become widely accepted by accredited universities and colleges.  However, most people still do not understand why a <a href=http://www.speedyprep.com/clep-test-study-guides.aspx>CLEP tests</a> are beneficial to them.  The benefits of taking these exams have become so numerous that more and more people are taking these exams to jump start their path to a college degree.  Here are some of the benefits that are gained through CLEP.

1.    Reduce college expenses

Getting a college degree is becoming more expensive every year, with a single credit hour costing over $1000 at some universities.  A <a href=http://www.speedyprep.com/clep-test.aspx>CLEP test</a> can help fulfill up to 12 credit hours.  This means that one CLEP, costing under $100, can save hundreds or thousands of dollars in tuition alone.  These savings excludes additional expenses such as expenses relating to books, multimedia, labs, and other required classroom materials, none which are needed for CLEP.

2.    Save time

Each college course can take up to four months or more to complete and result in one to four credits for a passing grade. However, students can gain between three and twelve credits in just one afternoon with a CLEP test.  This reason is just one of many examples of how <a href=http://www.speedyprep.com/clep_exam_procedure.aspx>CLEP exams</a> can greatly accelerate a student’s path to receiving a college degree.  In fact, by taking enough CLEP tests, students will be able to essentially skip two years or more of class time.  

3.    Skip boring classes

The CLEP exams will allow students to skip past basic, introductory coursework. Because CLEP tests can allow students to bypass prerequisite courses, students can use this amazing educational tool to quickly move on to more advanced and more interesting classes.  CLEP tests can even allow students to completely bypass introductory courses.

4.    Returning students can gain course credit for previous career experience

It can be frustrating, especially for adults, to continue their college education without CLEP.  This is especially true if the person is trying to get a degree to land a promotion at work or attempting to change careers easily without much additional schooling.  Returning students and adults often become frustrated when enrolling or reenrolling in college due to the requirement of taking many introductory level courses that teach information they have learned in the past of through life or work experience. A CLEP test will allow students to turn knowledge they have learned through experiences such as work, career training, and even various seminars into college credits.  By taking CLEP exams, these students will be able to skip the coursework that they are already familiar with due to previous life experience.

Obama scholarships for moms: let's improve your future

Obama Scholarships for Moms: Let's Improve Your Future

There are some bright spots that should encourage you to look to the future even though the US economy is going through some tough time right now. The government is encouraging women to go back to college by offering Obama scholarships for moms. Mothers of all types have an opportunity to get a quality education. This will no doubt benefit their families and future employers. Federal Pell Grants make Obama scholarships possible. By making some changes to the Pell Grants, Obama and the government put emphasis on encouraging moms to go back to school. Pell Grants worth more than $5,000 can now be awarded. That makes these grants worth more than $1,000 over the previous maximum. Many single mothers are low-income, and that’s the group that Pell Grants are intended to help. To deal with this, the government is encouraging moms to go back to school. Both moms who work and stay-at-home moms could benefit from having money to help them go to college. For even more incentive, there are other benefits to encourage moms to go to college. Obviously many students choose to attend large colleges and universities. For many single mothers this isn’t an option, and it has prevented them from going to college. However, the Pell Grants consider the possibility of this. Whether a working mom wants to attend college part-time or a stay-at-home mom wants to take online courses, these specially targeted grants make it possible. It doesn’t matter what you want to study, from nursing to business to education. Single mothers now have more opportunity to study, and this is the important part. For single mothers, an Obama scholarship may be just the break to start on a new path. There are simple steps to look into applying for a scholarship. Remember that you need to go online to fill out the application for federal student aid called the FAFSA. The application is free, and there’s a lot of information about aid that is available to you. Remember this: the American Opportunity Tax Credit program says the first $4,000 of your education is free. It’s important to think about this and the possibility of getting a grant when you’re weighing your options. Single moms who work or stay-at-home have a wonderful chance to attend college and advance their education. The objective of the government grants and free opportunities is to help moms take better care of their families and increase their earning potential as members of the workforce. Obama scholarships for moms give women the chance to improve the future for themselves and their families.

Tips for online education success

Tips For Online Education Success

To succeed in online education you should learn how to balance your family, school,  work, leisure and surround yourself only with positive friends, family members, and co-workers. When you take an online learning course, the next tips and hints will assist you to obtain to the finishing line with the education.

1. Get information from the former students of the online course – You should know where the easy fields of the course are as well as what fields need optional concentration. It will aid you to strategize and organize your balance with the learning schedule.

2. Know the course structure and design – Spend time exploring the course schedule even before registering. If the school utilizes a learning management system, you should spend time by clicking around and learning what different options and functions are accessible to you. You should choose whether you can become a successful self-directed student in this certain study content.

3. Be realistic thus you can keep motivated – In case there is inadequate time in your individual schedule to do your course work, you will be disappointed. You won’t need to hold a class attendance plan, but you’ll need to do the regular academic work.

4. Set temporary deadlines and goals – Considering doing the complete course may be overwhelming. Actually, acomplishing the parts of this in the reasonable time periods can be constructive and encouraging. Besides, you should forget to take time to recoup and relax.

5. Arrange the goals in a study syllabus – Remember that you should spend at least 2 study hours weekly for each credit you take. Define study times when you’re attentive and fresh and follow those times weekly.

Transfer life experience into college credit using clep exams

Transfer Life Experience into College Credit Using CLEP Exams

Being able to receive an undergraduate degree in less than four years is an appealing thought to many college students. The sooner students complete their desired degree, the sooner they can enter the workplace and receive compensation for their knowledge and skills. With unemployment on the rise and economic uncertainties abounding, many college students are searching for ways to minimize their student loan expenses and maximize their future earning potential by completing their degree as quickly and affordably as possible.  

College Level Examination Programs (<a href=http://www.speedyprep.com/>CLEP</a>) allows college students, professionals, and other individuals pursuing a college degree to take computerized, multiple choice examinations in order to gain valuable college credit. A successful CLEP test score will often count toward a degree requirement. For example, a student who achieves a satisfactory score on the Introductory Psychology CLEP test will often earn three credit hours and skip his or her Introductory Psychology college course, which is required for the desired degree. With over 2,900 colleges and universities accepting CLEP, many students will find that they can use <a href=http://www.speedyprep.com/clep_exam_procedure.aspx>CLEP exams</a> to earn credits for many courses they are required to take in the first two years of college.

Many students are able to transfer life experience into college credit using CLEP exams. For example a college student pursuing a business degree who has worked as a restaurant manager and attended management training seminars on management may be able to take and pass the Principles of Management CLEP test. A satisfactory score on this CLEP test will likely meet the three hour Principles of Management business degree requirement.

What are the reasons for students to take <a href=http://www.speedyprep.com/clep-test-study-guides.aspx>CLEP tests</a> instead of the actual college course, you may ask?  One answer is another question and one of economics – why should students spend a great deal of hard earned money on tuition to attend courses that cover material they already know?  Each CLEP test costs only $72 to take, plus a small administrative fee, and can provide the student between between 3 and 12 credits. The cost savings of CLEP exams are very apparent when compared to the price of tuition.

Time savings is another advantage of credits earned through CLEP exams. By taking a CLEP test instead of the actual course, students can significantly reduce the amount of time in the classroom by as much as two years.  Over that period of time, an enormous amount of money is saved in tuition fees, textbooks, and living expenses. Using CLEP to receive credits allows the student to skip lower level courses, move onto exciting upper level courses, decrease semester course loads, and even graduate sooner. By graduating sooner, students are able to maximize their lifetime earning potential.

General Information on CLEP can be found online at www.collegeboard.com. CLEP policies vary between colleges and universities so students interested in CLEP should contact their academic advisor prior to taking a CLEP test. Start using CLEP today to turn valuable life experience and knowledge you already possess into actual college credit!